Our Services

Markets - blue  Investments

Process - blue  Strategies

Services - blue  Insurance

Traditional & Roth IRAs

We can help guide you through the type of retirement account that best suits your needs and the tax implications of both types of plans.

IRA Rollovers

In this time of job changing and downsizing, you will likely need to know what to do with your company sponsored retirement plan at least once before your retirement. When you leave a job for whatever reason, you need to make a decision as to what to do with your retirement plan. You can either leave the money or assets in the account, choose to rollover the plan into an IRA or another eligible retirement plan, or take the lump sum and pay the tax and penalties. Some companies allow you to leave the retirement plan intact until you reach retirement age.

Each choice offers has its own benefits, drawbacks and restrictions as well as fees and expenses.  You should consider your own financial situation carefully and consult a financial advisor or tax professional before making a decision. 


Retirement Strategies

As part of the getting-to-know-you process, we work with you to monitor your progress, your current retirement income sources and your future needs for retirement savings. We can help you build a strategy for steady, predictable, and growing income.

Education Planning

Planning for higher education can be a financial challenge. The cost of education continues to rise at a rate well above that of inflation. Whether you are beginning early or meeting a more immediate need, we will work with you to find the savings programs that fit your needs.

Long-Term Care (LTC) Insurance

Insurance coverage that provides nursing-home care, home-health care, personal or adult day care usually for individuals with a chronic or disabling condition that need constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.

Life Insurance

With a life insurance contract, the insurance company agrees to pay money to a designated beneficiary upon the death of the policyholder.